TrueMoney - Pay & Earn Coins
Effortless money management app for your daily payment needs
True Money Co. Ltd.
TrueMoney - Pay & Earn Coins is developed and provided by True Money Co. Ltd.. LDPlayer offers the download service only.
Version5.66.1
Updated on
2025-05-09
Rating3.7
Categoryth.co.truemoney.wallet
Package name500+
Downloads5.66.1
TrueMoney - Pay & Earn Coins Description
TrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!
== Instant mobile top-up ==
Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.
== Digital Lending made Easy ==
Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.
True Money work with 2 financial institution partners to offer 3 products:
Ascend Nano, part of TrueMoney's parent company
1. Personal Loan (name: Pay Next Extra)
Type of loan: Revolving credit
Credit limit: Up to 5x of monthly income
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 48 months
2. Digital Personal Loan (name: Pay Next)
Type of loan: Revolving credit
Credit limit: Up to 20,000 THB
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 5 months
Kiatnakin Phatra Bank
1. Personal Loan (name: KKP Cash Now)
Type of loan: Term loan
Credit limit: Up to 5x of monthly income
Interest rate: 8.99% - 25% APR
Repayment period: minimum 24 months to maximum of 60 months
--- Example of Loan total cost and installment calculation ---
Account Summary and due dates for personal loan of Ascend Nano -
Account Statement Date: The 15th of each month
Payment Due Date: The 1st of each month
Sample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.
Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB
- Principal paid calculation = 530.40 - 32.88 = 497.52 THB
- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THB
Interest Calculation (Second Installment Only) from April 2 to May 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.
- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.
- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THB
Interest Calculation (Third Installment Only) from May 2 to Jun 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.
- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.
- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.
Other fees for cash disbursement:
- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amount
Example of disbursement fee:
- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction
- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction
== TrueMoney Secure ==
Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards
== Send & receive money with ease ==
Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay
== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==
Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cash
Pay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.
== Buy games, apps, stickers, music ==
Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no fees
For any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.
== Instant mobile top-up ==
Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.
== Digital Lending made Easy ==
Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.
True Money work with 2 financial institution partners to offer 3 products:
Ascend Nano, part of TrueMoney's parent company
1. Personal Loan (name: Pay Next Extra)
Type of loan: Revolving credit
Credit limit: Up to 5x of monthly income
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 48 months
2. Digital Personal Loan (name: Pay Next)
Type of loan: Revolving credit
Credit limit: Up to 20,000 THB
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 5 months
Kiatnakin Phatra Bank
1. Personal Loan (name: KKP Cash Now)
Type of loan: Term loan
Credit limit: Up to 5x of monthly income
Interest rate: 8.99% - 25% APR
Repayment period: minimum 24 months to maximum of 60 months
--- Example of Loan total cost and installment calculation ---
Account Summary and due dates for personal loan of Ascend Nano -
Account Statement Date: The 15th of each month
Payment Due Date: The 1st of each month
Sample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.
Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB
- Principal paid calculation = 530.40 - 32.88 = 497.52 THB
- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THB
Interest Calculation (Second Installment Only) from April 2 to May 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.
- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.
- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THB
Interest Calculation (Third Installment Only) from May 2 to Jun 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.
- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.
- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.
Other fees for cash disbursement:
- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amount
Example of disbursement fee:
- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction
- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction
== TrueMoney Secure ==
Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards
== Send & receive money with ease ==
Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay
== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==
Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cash
Pay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.
== Buy games, apps, stickers, music ==
Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no fees
For any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.
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Comments about TrueMoney - Pay & Earn Coins Android Version
In my previous review, I gave true wallet 1 star because it did not allow foreigners living here to sign up, which is just racist. They actually listened and solved that issue. However, many parts of the app is still in Thai. The fingerprint scanning page is completely in Thai and does not work. And I cant seem to figure out a way to redeem my true points into cash for wallet, because everything is in Thai! Also, the car insurance function does not work. You think foreigners dont have cars?
The app should allow users to opt-out from specific types of notifications. As of now, there is no option to only receive transaction notification, and I am flooded with irrelevant promotion offers.
I don't like this app anymore. When I add money to the app it no fees but when I wanted to take my money out it so slow to transfer my money back to my bank account and take some 20 baths from me for do this transfer out. I won't use it and I think I'll chang my mobile company to other for my better experience. Bye Truemove H! 😠👋🏻
In my previous review, I gave true wallet 1 star because it did not allow foreigners living here to sign up, which is just racist. They actually listened and solved that issue. However, many parts of the app is still in Thai. The fingerprint scanning page is completely in Thai and does not work. And I cant seem to figure out a way to redeem my true points into cash for wallet, because everything is in Thai! Also, the car insurance function does not work. You think foreigners dont have cars?
The app should allow users to opt-out from specific types of notifications. As of now, there is no option to only receive transaction notification, and I am flooded with irrelevant promotion offers.
I don't like this app anymore. When I add money to the app it no fees but when I wanted to take my money out it so slow to transfer my money back to my bank account and take some 20 baths from me for do this transfer out. I won't use it and I think I'll chang my mobile company to other for my better experience. Bye Truemove H! 😠👋🏻
Is TrueMoney - Pay & Earn Coins safe for my device?
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Yes, TrueMoney - Pay & Earn Coins follows the Google Play content guidelines to ensure safe use on your Android device.
What is an XAPK file, and what should I do if the TrueMoney - Pay & Earn Coins I downloaded is an XAPK file?
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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation.
The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process.
XAPK format can help reduce the package size of application.
On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. You can find the installer here:https://apkcombo.com/how-to-install/. But on PC client, you just need to put the file on LDPlayer.
Can I play TrueMoney - Pay & Earn Coins on my computer?
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Yes, you can play TrueMoney - Pay & Earn Coins on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing TrueMoney - Pay & Earn Coins on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.
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