Zip | Buy now, pay later Description

Buy now, pay later nearly anywhere with Zip.

Split purchases into 2, 4, or 8 flexible installments with the buy now pay later app built for real life: everyday expenses, unexpected bills, big purchases, hotels, flights, and more.

No hard credit check, and no impact on your credit score.

BUY NOW, PAY LATER NEARLY ANYWHERE
Pay with Zip online and in-store almost anywhere Visa is accepted.
• Flights
• Hotels
• Gas
• Groceries
• Bills
• Major retailers
• Neighborhood shops and local businesses
• Online checkout or in person

Buy now pay later nearly anywhere Visa is accepted with a Zip virtual card.

SPLIT IT INTO 2, 4, OR 8
Choose the payment schedule that fits your budget. Buy now, and pay later in two-week installments.
Pay in 2: Two payments, fastest payoff
Pay in 4: Four payments, the most popular plan
Pay in 8: Eight payments, smaller amounts over more time. Great for bigger purchases.

BUY NOW PAY LATER IN-STORE
Buy now pay later right at the register with Zip. Just open the app, generate a virtual card, and add it to Apple Wallet or Google Pay to tap to pay.¹

Prefer plastic? Order a physical Zip card and use it at the register like any other card.

NO HARD CREDIT CHECKS
Zip never runs a hard credit check, so applying and paying over time won't hurt your credit score. Installment reminders are sent automatically, so you can stay on track easily.

FLEXIBLE PAYMENT DATES
Payment schedules can shift when life does. Reschedule an upcoming installment for more breathing room.

STAY ON TOP OF YOUR BILLS
Add bills to the app and split them into manageable payments, from electric and water to phone, internet, and streaming subscriptions. Track what's due and get reminders before every payment, so nothing slips through the cracks.

GET APPROVED IN MINUTES
Check your eligibility for Zip's buy now pay later app in minutes and get an instant decision, so you can start shopping and paying over time quickly.

¹For example, a $1,100 purchase could be split into 2 payments of $553.75, with the first payment due today ($7.50 origination fee, representing a 35.70% APR with total of payments $1,107.50) or a $400 payment could be split into 4 biweekly payments of $102 with the first payment due today ($8 origination fee, representing a 34.75% APR with total of payments $408). For a $400 purchase, you could make 8 payments of $52.37 with the first payment due today ($18.97 origination fee, representing a 34.99% APR with total of payments $418.97). Not all customers qualify for all repayment options. Different repayment options may result in different APRs for the same purchase amount. Origination fees are prepaid as a finance charge with the first payment. Actual fees vary by purchase amount (e.g., $0.50–$124.00) and will be shown at checkout. Examples exclude taxes and shipping. Financing through Zip, issued by WebBank. Zip may be used only for U.S. purchases, and certain merchant, product, goods and service restrictions apply. All loans subject to credit approval.

²Displayed estimated spending power is for representative purposes only. Your Estimated Spending Power is a point-in-time estimate of how much you may be able to spend, is not guaranteed, and is impacted by a number of factors. Zip or WebBank may decrease your estimated spending power within its reasonable discretion, including where you have previously had an unpaid balance or have an amount past due. Your estimated spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions.

³Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.

⁴A fee may apply for payment date changes.

⁵This card is issued by Celtic Bank pursuant to a license from Visa U.S.A. Inc.

AI-generated imagery.

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Comments about Zip | Buy now, pay later Android Version

It's good for the most part. But two things I don't like. 1) New card number with every purchase. Yes I get why, but it comes off as very sketchy when you place several orders from the same place over a period of time. 2) The auto-fill personal info feature for my shipping address. It'll sometimes cause websites to freeze up or be really slow. And sometimes I won't be able to complete a purchase because of it, and have to start all over again. Can be really annoying at times.

March 13th 2024... It's still a constant problem to get this app to just open and allow me to log in. While I like the convenience of paying in split payments, I've never had such a frustrating time trying to just get into my account. Something has got to give. I cannot seem to get it to load anymore. Uninstalled etc without success. But it sure works behind the scenes just fine for my payments to process. If anyone can help fix the issue so I can actually get into the app, that would be great

love this overall concept but I *highly* prefer the Sezzle App because 1. they don't make you create a whole new card number every time you make a purchase (most annoying Zip feature - I understand it's for "security" but it is such a a hassle!!! if it was that effective banks would make you log into an app and do this song and dance to make online purchases with a debit card. but it's NOT that effective, so they don't... and neither should you.) and 2. a much higher starting credit limit.

Is Zip | Buy now, pay later safe for my device?

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Yes, Zip | Buy now, pay later follows the Google Play content guidelines to ensure safe use on your Android device.

What is an XAPK file, and what should I do if the Zip | Buy now, pay later I downloaded is an XAPK file?

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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation. The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process. XAPK format can help reduce the package size of application. On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer. But on PC client, you just need to put the file on LDPlayer.

Can I play Zip | Buy now, pay later on my computer?

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Yes, you can play Zip | Buy now, pay later on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing Zip | Buy now, pay later on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.

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