monobank – modern digital bank
Mobile bank: credit card, money transfer, online payments, bills, cashback.
Universal bank | Monobank
monobank – modern digital bank is developed and provided by Universal bank | Monobank.
Version1.45.16
Updated on
2025-10-21
Rating4.0
CategoryFinance
Package namecom.ftband.mono
Downloads100+
monobank – modern digital bank Description
Yeah, that was a keyword dump. We did it on purpose so you can actually find us. Here's the real stuff:
Quick Start
Download the app, confirm your phone number and verify your identity using Diia or your ID documents. You get a virtual card in the app right after registration, and a physical card can be delivered to you through Nova Poshta or Ukrposhta
Cards for EveryDay Life
Debit and credit cards, currency cards for dollars and euros, a unified Diia.Card for government payments and a child’s card with parental controls. Contactless payments with Google Pay — add your card to your wallet and pay with your phone
Credit Online
Apply for a credit limit in the app. The decision is made after reviewing your data, terms, rates and limits are shown before confirmation
Split Payments
Buy electronics and other goods at partner stores: installments are available, with terms shown before you confirm the purchase. Turn past purchases into parts — you get the money back on your card and repay it gradually
Transfers and Smart payments
Money transfer to a card or account, transfers by phone number, international transfers. Pay bills in a few taps: electricity, gas, water, internet, TV, mobile top-up and fines. Zero fees, and the transfer status is visible in the app. Send money with ease
Currency Exchange
Buy and sell currency online — the exchange rate is shown before you confirm
Deposit
Open a deposit in a minute; rates and terms are available in the app. Government bonds are also available in mono
Cashback
Choose categories every month and get cashback on groceries, taxi, fuel, cafes, books, sports plus, and entertainment under the program terms. Additional offers with WOG Pride
Business Portal and SP for Work
Open a Business Portal for entrepreneurs (SP) online: control taxes, reports and payments without paperwork — in the same banking app.
Insurance
Car insurance (MTPL and Green Card) issued online in minutes. Policy terms are shown before payment
Banka
Create a Banka to collect money for charity, community initiatives, or shared goals with friends and family
monomarket and monobazar
An in-app market for new goods with installment options, plus a marketplace for pre-owned items — buy and sell without leaving the app. Shop smart, whatever your budget
eSIM
Connect an eSIM — a digital alternative to a physical SIM card — right in the app
Also in the app
Track spending, manage group expenses with friends, accept payments from your phone. Support in chat, 24/7
Transparent terms
Fees, limits and rates are always visible in the app before you confirm a transaction. Credit terms depend on a review of your data and the bank's decision.
JSC "UNIVERSAL BANK". NBU License No. 92 dated 20.01.1994, State Register of Banks No. 226, Kyiv, Ukraine
Download monobank — banking that finally works for you
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Comments about monobank – modern digital bank Android Version
love that app and the service! but after the last update the access with biometrics was suddenly switched off, it was really unexpected cause i did not use my pin for about 6 months.
Great banking app. It's easy to use and has wide functionality. But I still feel lack of old good web client and extended open banking api. But the last thing (api) us present at least what's rather rare for ua banks. Also there're some features which are half done. Like you can add transaction tags and description but still can't get them to bank statement and you're forced to ask support to get it (what still works not too good). Still one of the best even with all those issues above
I have to reinstall the app every week few times. It pops up with no reason many times in a row. It's so annoying!!
love that app and the service! but after the last update the access with biometrics was suddenly switched off, it was really unexpected cause i did not use my pin for about 6 months.
Great banking app. It's easy to use and has wide functionality. But I still feel lack of old good web client and extended open banking api. But the last thing (api) us present at least what's rather rare for ua banks. Also there're some features which are half done. Like you can add transaction tags and description but still can't get them to bank statement and you're forced to ask support to get it (what still works not too good). Still one of the best even with all those issues above
I have to reinstall the app every week few times. It pops up with no reason many times in a row. It's so annoying!!
Is monobank – modern digital bank safe for my device?
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Yes, monobank – modern digital bank follows the Google Play content guidelines to ensure safe use on your Android device.
What is an XAPK file, and what should I do if the monobank – modern digital bank I downloaded is an XAPK file?
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A file with .xapk extension is a compressed package file. It is a container file format that incorporates APK and additional associated files required for the installation.
The XAPK format was introduced to package the APK file and OBB file together for a seamless delivery and installation process.
XAPK format can help reduce the package size of application.
On mobile phones, users need to install the XAPK installer first, and then install XAPK files through that installer.
But on PC client, you just need to put the file on LDPlayer.
Can I play monobank – modern digital bank on my computer?
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Yes, you can play monobank – modern digital bank on your computer by installing LDPlayer, an Android emulator. After installing LDPlayer, simply drag and drop the downloaded APK file into the emulator to start playing monobank – modern digital bank on PC. Alternatively, you can open the emulator, search for the game or app you want to play, and install it from there.
